Do you really need travel insurance?

Nungwe Beach on Zanzibar Island, Tanzania

Nungwe Beach on Zanzibar Island, Tanzania

It's the question that gets asked a lot. When you are traveling the world, anything can go wrong. From missing a flight to losing your luggage to hurricanes, there are so many factors that go into travel that can and will happen.

In October 2017, I found an amazing bargain to go to Zanzibar with my friend for a whole week. We found a great deal with Ethiopian Airlines, but the flight left at 2AM! After having a friend drop us off at the airport, we found out that the flight had been canceled. We had no email, no phone call, and we were stuck at the airport. Luckily, we had opted for the travel insurance, and were on the flight the next day. Let me just fill you in, if you've never been to Zanzibar before: BLUEST. WATER. EVER.

Now, we aren't saying that it WILL happen to you, but we're saying it can. Some estimate that 3 reports out of every 1,000 passengers are made on lost luggage, and around 5% of flyers miss their flight—these numbers are world wide. In Africa the percentage of lost baggage, or a missed flight, are much greater.

Things can happen.

I, myself, have learned the hard way when vacationing to the Bahamas. A hurricane came through a few years ago, and I wasn't able to make my trip. No travel insurance—no refund. Let's just say I lost out on more than I was happy to admit.

What is travel insurance used for?


  1. Your flight gets canceled, or you miss your connection

  2. You have to cancel your trip for some reason

  3. A natural disaster happens (hurricane, earthquake, flood, etc.)

  4. Terrorist event

  5. You get hurt or sick on your trip, and need to seek medical assistance

  6. Your luggage gets lost or rummaged through

  7. Lose your passport

  8. You need emergency assistance


The question is again, do you need travel insurance?

YES! When traveling in Africa it is a requirement for most places and definitely recommended! You never know what can happen in the bush, and being protected from the unknown is the smart choice.

We recommend World Nomads. They're great if you are on a budget, as well as luxury safaris. Fill out the form below to get a quote today!

Happy Traveling! :)

7 things you should know about travel insurance from

  1. Trusted reliable underwriters is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
  2. Value for money with the cover you need provides cover for what's important for travellers from 140 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.
  3. Flexibility when you need it most
    Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.
  4. Cover for a range of adventure activities
    From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, covers a range of adventure activities, giving you peace of mind to get the most from your travels.
  5. World Nomads keeps you travelling safely
    All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
  6. More than just great value travel insurance
    All members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
  7. Commitment to exceptional customer service
    We want to make sure you get the most from You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact directly.